Meeting Doug Andrew

In 2006, while attending a mortgage bankers convention in Las Vegas, I met a gentleman named Doug Andrew. Doug was a vendor at the convention and was handing out his newly released book titled “Missed Fortune”. Little did I know at the time, this chance meeting would alter the course of my life and the lives of my clients…for the better!


While the concepts in Missed Fortune could be considered to be controversial, the actual foundation of the strategy is actually quite revealing and it is the premise for what we teach our family of clients.

When I drew that line in the sand in 2006, I made the decision that I did not want my company to be responsible for anyone ever losing even one penny of their retirement accounts. It was then that I made the commitment to our clients that they would never be affected by an Enron Collapse, a Bernie Madoff Ponzi scheme, a Goldman Sachs controversy, a Wells Fargo conspiracy, a dot com collapse, a housing bubble burst, or any other melee that could affect the money they had worked so hard to amass. Therefore, we do not hold securities licenses for a very good reason. We don’t want money under management…period. We want your accounts to grow year after year and to never lose value. Sound too good to be true? Well, it’s not and it is possible to participate in the markets and enjoy the gains without the risk of loss.

The premise of the strategies we adhere to in all of our products are:



Rate of Return

The strategies that we implement are strategies that you probably have not, nor will, hear about from your financial planner. Why? Because they are complex, they are difficult to design and properly implement, and they take years and years of exposure to them to ensure they have been properly structured to be compliant with ”tax-free” withdrawals when applicable.

You’ll notice that I emphasize “properly structured” and “properly implement”. It is imperative that you work with someone that is highly trained and experienced when it comes to adding this strategy to your overall financial portfolio. Plans that are not properly structured could have severe tax consequences or lofty expenses.

We take pride in disclosing all fees and costs associated with the concepts we teach. Our belief is to pay the costs associated with a financial product when you need the money the least (now) and to avoid paying costs when you need the money the most (in retirement). This is actually the opposite of how most other financial products in your portfolio work and it is one of the reasons people outlive their money and run out of it during retirement.

Visit our website at to learn more and find out how you ​can enjoy the gains of the market without experiences the losses and move from accounts that are forever taxed to accounts that are never taxed.